People are living longer than ever. (1970-2015)B.A., U. of Texas; M.A.,ibid. This Plan is funded entirely by BCM; there are no employee contributions made to this Plan. If you were born in 1959, federal guidance is needed to determine if your RMD Applicable Age is 73 or 75. Contact your HR Benefits Office for additional information and assistance. The Office of Faculty Affairs & Faculty Development is committed to: Our office oversees administrative matters related to faculty recruitment and appointment, faculty development and promotion, faculty recognition and advancement, faculty evaluation, retention and transitions. (1945-1969)B.A., Blue Mountain College; M.A., Baylor U. Thomas T. Goforth, Ph.D., W. M. Keck Foundation Professor of Geophysics. John D. McClanahan, M.F.A., Professor of Art. ; Ph.D., Texas A&M U. Michael D. Morrison, J.D., Professor and The Jo Murphy Chair International Education and the William J. Boswell Professor of Law. Buford Randall Jean, Ph.D., Professor of Electrical and Computer Engineering. *Guarantees are subject to the claims-paying capability of the insurer. David Swenson, J.D., Professor of Law and the George G. Kelly Professor of Law. Equal Housing Lender. ; M.Div., Pittsburgh Theological Seminary; Ph.D., Southern Baptist Theological Seminary. The mutual funds chosen for your retirement savings plan provide the opportunity to focus on specific market segments - all of which offer varying degrees of risk and reward opportunities. Fidelity Investment Options. increase substantially for the following groups: new retirees. Its California Certificate of Authority number is 6992. (1975-1991)B.S., Baylor U.; M.S., Texas Woman's U.; Ph.D.,ibid. There are a number of important differences between mutual funds and annuities when they are offered under a retirement plan. 401(a) Retirement Plan does not offer a loan feature. Weeks, D.B.A., Professor of Marketing. (1963-1995)B.A., Cornell U.; M.S.,ibid. This practice is called "revenue sharing". Paul A. McCoy, M.F.A., Professor of Art, Ceramist-in-Residence and Director of The Allbritton Art Institute. This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. (1966-2003)B.A., Baylor U.; B.D., Southern Baptist Theological Seminary; M.A., Baylor U.; Ph.D., Indiana U. Bruce C. Cresson, Ph.D., Professor of Religion. Andy J. Moore, Ph.D., Professor of English. Elisabeth J. Umble, Ph.D., Associate Professor of Management. tax-free . (1989-2018)B.A., Baylor U.; M.Ed., U. of Texas; Ph.D., ibid. Each of the foregoing is solely responsible for its own financial condition and contractual obligations. (1964-1966; 1969-4985)B.A., San Bernardino State College; B.S., U. of California at Los Angeles; M.S.,ibid. (1973-2009)B.A., Southern Methodist U.; M.A., U. of Texas; Ph.D.,ibid. Calvin B. Smith, M.S., Associate Professor of Museum Studies. (1982-2019)B.A., Baylor U.; M.A., U. of Houston; Ph.D., Northern Illinois U. Darrell S. Vodopich, Ph.D., Associate Professor of Biology. (1957-1997)B.A., Hendrix College; M.A., Vanderbilt U.; Ph.D.,ibid. (1982-2020)B.A., Rice U.; M.S., Northwestern U.; M.S., Baylor U.; Ph.D., Northwestern U. Rena Bonem, Ph.D., Professor of Geosciences. ; Ph.D., U. of Minnesota. (1989-2014)B.A., Duke U.; M.S., U. of Cincinnati; Ph.D., Texas A&M U. Eric C. Rust, Professor of History (1984-2022)B.A. Each of the foregoing is solely responsible for its own financial condition and contractual obligations. George Gawrych, Professor of History. Fidelity does not provide legal or tax advice. As you get older, more of that money may need to go toward healthcare and other essential expenses. Non-tenured faculty members at the rank of professor (non-tenured), associate professor (non-tenure track), voluntary clinical professor, and voluntary clinical associate professor with at least 10 years of exemplary service to the College may be eligible for an Emeritus appointment upon retirement and upon recommendation of the head of the Academic Unit in which the candidate has his or her primary appointment and formal action of the Faculty Appointments and Promotions Committee, the Academic Council, the president, and the Board of Trustees. Joseph F. Vlez, Ph.D., Professor of Spanish. Juanita G. Price, M.S., Associate Professor of Nursing. ; Ph.D., Vanderbilt U. Dorothy W. McAlister, Ph.D., Professor of Family and Consumer Sciences. If 10-15% is an amount you can't afford right now, contribute as much as you can comfortably afford. The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. (1978-2011)B.S., U. of Texas; M.A.,ibid. (1976-2010)B.F.A., Bethany College; M.F.A., U. of Iowa. (2004-2012)B.S.N., Baylor; M.S.N., U. of Texas; Ph.D.,ibid. (2000-2020)B.A., Austin College; M.M., Cleveland Institute of Music. Baylor College of Medicine and Department Summary: Baylor (www.bcm.edu) is recognized as one of the nation's premier academic health science centers and is known for excellence in education, research, and healthcare and community service. (2000-2018)B.A., Wheaton College; M.A., Princeton U.; Ph.D.,ibid. Terry M. Roller, M.F.A., Professor of Art. Interests in the retirement healthcare program are offered solely by the employer. If requested before 2 p.m. you will receive a response today. Charles H. Talbert, Ph.D., Distinguished Professor of Religion. Payments from variable accounts will fluctuate based on investment performance. Contributing even a small amount now can potentially make a big difference by the time you retire. ; M.M.S., U. of Notre Dame; Ph.D.,ibid. The personalized services used most often are: In addition, for more information on fees and investments, refer to "Mutual Funds and In-Plan Annuities" via TIAA.org/performanceOpens in a new window which is a good source for additional plan and investment-related information. Investment decisions should be made based on the investors own objectives and circumstances. New bivalent COVID-19 vaccines and flu vaccines are available for patients with Baylor Medicine Primary Care Providers. If you are an eligible classification, you automatically become a participant in the Plan when you reach age 18 and have completed 1 hour . William A. (1973-2008)B.S., Oklahoma Christian U. of Science and Arts; M.A., North Texas State U.; Ph.D., U. of Missouri. (E.E. Payments stop at the end of the period, during which you will have received all your principal and earnings. CMS will require Medicare Advantage plans that cover emergency services worldwide to cover urgent care worldwide . (1978-2018)B.S., Louisiana State U.; J.D., ibid; M.S., ibid. (1977-2020)B.A., Vanderbilt U.; M.A., Emory U., Ph.D., ibid. TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. Director of Neurovascular Surgery, Westchester Medical Center. Your Account: Select the account you would like to log in to. Lewis M. Barker, Ph.D., Professor of Psychology and Neuroscience. Joan Supplee, Ph.D., The Ralph L. and Bessie Mae Lynn Associate Professor of History. Institution makes . Strategic Plan 2024-2028; Strategic Plan 2012-2017; Strategic Plan 2006-2011; Informatics and Information Technology Strategic Roadmap; . I have a form requiring notarization. If you're already enrolled, log in to your secure account from the login button at the top of the home page of this site. (1968-1985)B.S.Ed., State College, Indiana, Pa.; M.A., Ohio U.; Ph.D.,ibid. (1954-1993)B.S., U. of Texas; M.Ed.,ibid. (1958-2002)B.A., Ouachita Baptist U.; M.A., Louisiana State U.; Ph.D.,ibid. (1975-2019)B.A., Ohio State U.; M.A.,ibid. Many participants enjoy the diversity of investing in mutual funds in their retirement plans. Strive for a smart balance of aggressive and conservative investments that fit your needs. Does it still make sense in relation to your age and lifestyle? Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. ; Ph.D.,ibid. 6.3% increase for Dental Plan. (1984-1996)B.A., Baylor U.; M.A., U. of Illinois; Ph.D., U. of Colorado. You can receive the current interest earned on your TIAA Traditional Account in monthly payments. Generally, you must show an immediate, significant need that cannot be met with other resources, including loans from your retirement plan. (1978-2020)B.S., Denison U.; M.S., Baylor U.; Ph.D., Southern Methodist U. Talk with a financial professional to get help with your financial goals. It's complimentary, thanks to your employer. Baylor Retirement Plan Policy - BUPP 461; Baylor Retirement Plan (BRP) Summary of Plan Provisions; 2022 Annual Notice of Right to Participate in 403(b) 403(b) Plan Guide for 2022; Eligibility Requirements. Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability. (1973-2018).B.B.A., Baylor U.; M.B.A.,ibid. Have an edit or suggestion for this page. (1974-2006)B.M., U. of Illinois; M.S. Baylor College of Medicine 401 (a) Retirement Plan This Plan is funded entirely by BCM; there are no employee contributions made to this Plan. (1989-2015)B.F.A., U. of Texas; M.F.A., Cornell U. John Van Cura, D.M., Professor of Vocal Studies. Summary Plan DescriptionOpens pdf in new window. Read it carefully. (1973-2005)B.B.A., Baylor U.; M.B.A.,ibid. Robert H. Ray, Ph.D., Professor of English. Sue Margaret Hughes, Ph.D., Professor in University Libraries. This Plan allows employees to contribute pre-tax contributions through payroll deductions. Owen T. Lind, Ph.D., Professor of Biology. A Baylor login is required to access the forms and documents listed below. Powered by. We realize the enrollment process requires making tough decisions. D.E. ; Ph.D., U. of Texas. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. Current curriculum vitae of the candidate. The Baylor College of Medicine Archives mission is to preserve the history of Baylor College of Medicine and its predecessors the Fort Worth Medical Department and Baylor University College of Medicine (BUCM) in both Dallas and Houston. Edwin P. Oxford, Ph.D., Professor of Mathematics. Your right to a lump-sum distribution from your TIAA Traditional Account may be restricted to taking periodic payments under the terms of the contract. Find out who to contact about enrollment or investing. Or you can decide to receive income for a certain number of years or take a cash withdrawal (depending on your plans provisions). ; M.A., Denver Seminary; Ph.D., Texas A&M U. Ann W. Karaffa, Ph.D., Professor of Curriculum and Instruction. Take advantage of your jobs retirement benefits. John D. Martin, Ph.D., Professor of Finance, Insurance, and Real Estate. Lane G. Collins, D.B.A., Professor of Accounting. Do not sell/share my personal information. If your employer offers to match your contribution, make sure you save enough to trigger that match. The City College of New York 160 Convent Avenue New York, NY 10031 p: 212.650.7000. (1983-2021).B.A., St. Olaf College; J.D., William Mitchell College of Law; LL.M., Temple U. Rosalie Beck, Ph.D., Associate Professor of Religion. (Hon. (1963-1965, 1971-2004)B.S., Hardin-Simmons U.; M.S., Oklahoma State U.; Ph.D.,ibid. For help and advice, call us anytime at800-842-2252. Faculty who reached the rank of Professor or Associate Professor before retirement, had twenty or more years of full-time college or university-level service (at least the last ten as a faculty member at Baylor), and had an established record of distinction as a teacher/scholar in service to Baylor University. . Rose, Ph.D., Professor of Finance, Insurance, and Real Estate. Mary L. Herrington, Ed.D., Associate Professor of Curriculum and Instruction. Many financial planners estimate that youll need 80-90% of your pre-retirement income to maintain your lifestyle in retirement. (1993-2020)B.S., Radford U.; M.S., U. of Tennessee, Knoxville; M.F.A., U. of Georgia; Ph.D., Florida State U. Jim SoRelle, Ph.D., Professor of History. Larry J. Browning, Ed.D., Professor of Curriculum and Instruction. (1981-83, 1985-2001)B.S.N., U. of Texas, Arlington; M.S.N.,ibid. The earlier you start contributing to retirement plan investments, the more you can potentially save. They offer several payment options, including lifetime income. ), Seinan Gakuin U. John A. (1981-1997)B.S., U. of Kentucky; M.B.A., Syracuse U.; Ph.D., U. of Pennsylvania. (1985-2005)B.B.A., Baylor U.; M.S., Oklahoma State U.; Ph.D., Michigan State U. Maxine B. Hart, Ed.D., Professor of Information Systems. TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. Donald R. Farris, Ph.D., Professor of Electrical and Computer Engineering. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. Wilfrid Laurier U.; M.A., Lamar U.; Ph.D., U. Texas. Peter Allen, Professor of Geosciences. Consult an attorney or tax professional regarding your specific situation. (1981-2004)B.A., Columbia Bible College; B.D., Southwestern Baptist Theological Seminary; Ph.D., Baylor U. Ralph C. Wood, Professor of Theology and Literature (1998-2021)B.A., East Texas State U.; M.A., ibid; M.A., U. of Chicago; Ph.D., ibid. However, diversification doesn't guarantee against loss. (1975-2018)B.A., Baylor U.; M.Div., Vanderbilt Divinity School; Ph.D., Vanderbilt U. Robert Piziak, Ph.D., Professor of Mathematics. In some cases, an investment provider may pay a portion of an investment's expense ratio to TIAA, the recordkeeper, to help offset the cost of plan administration. (1980-2003)B.A., Case Western Reserve U.; M.L.S., U. of North Texas; Ph.D., U. of North Texas. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. ; M.A., ibid. Get professional advice to help you save and invest for your future. Learn what plans allow eligible employees to do. (2003-2021). (1984-2018)B.B.A., Texas A&M. (1965-2008)B.A., Peru State College; M.A., Oklahoma State U.; Ph.D., U. of Maryland. *Investment advice is available through TIAA using an advice methodology from Morningstar Investment Management, LLC. Kenneth W. Busch, Ph.D., Professor of Chemistry. John "J.T." (1986-1987, 1988-2020)B.A., Northern Illinois U.; M.A., U. of Iowa; M.F.A., ibid. Mutual funds offer diversification, professional management, relatively low investment minimums and fees, and a range of choices among different asset classes. This fee will be deducted proportionally from each investment in your account Quarterly and identified as "TIAA Plan Servicing Fee" on your statements. Located in the heart of the world's largest medical center (Texas Medical Center), Baylor is affiliated . Rotating Internship in General Surgery, Internal Medicine, Obstetrics and Gynecology at the Government General Hospital, Madras, India. However, payments from CREF and TIAA variable annuities are not guaranteed and the payment amounts will rise or fall depending on investment returns. Paul Z. Kemp, M.F.A., Professor of Art. Delton L. Chesser, Ph.D., Professor of Accounting. Emeriti Retirement Health Benefit. ; D.B.A., Indiana U. Mary K. "Suzy" Weems, Ph.D., Professor of Nutrition Sciences. As you get older, youll likely want to shift to conservative investments with lower risk. Update my fund choices or provider to help meet my financial goals. How can I see my accounts and perform transactions online? Mutual funds offer diversification, professional management, relatively low investment minimums and fees, and a range of choices among different asset classes. The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. ; LL.D. Other benefits may be available, such as pre-tax and tax-deferred contributing, which could help maximize your savings. (1967-2017)B.A., U. of North Texas; M.S.,ibid. Who can participate in this plan? An annuity is an insurance contract with one or more fixed-rate and variable investment options. Roger E. Kirk, Ph.D., Distinguished Professor of Psychology and Statistics and Master Teacher. Make a selection before beginning enrollment. Many employers offer contribution matching. ; Ed.D.,ibid. You can withdraw all or part of your account in a single cash payment, depending on your plan rules and the terms of your contracts. Baxter Johns, Ph.D., Professor of Mathematics. Mutual funds offer systematic withdrawals. (2001-2002, 2002-2020)B.S., Baylor U.; J.D., ibid. Barbara and Corbin J. Robertson, Jr. Presidential Award for Excellence in Education, Ben and Margaret Love Foundation Bobby Alford Award for Academic Clinical Professionalism (Center for Professionalism), Norton Rose Fulbright Faculty Excellence Award, Faculty Awards for Excellence in Patient Care. (1982-2011)B.S., Southern Arkansas U.; M.S., Louisiana Tech U.; Ph.D., New Mexico State U. (1956-1957, 1964-1998)B.S., Oklahoma Baptist U.; M.A., Vanderbilt U.; Ph.D.,ibid. (1956-1989)B.A., Baylor U.; M.A., U. of Texas. To submit an abstract - Aug. 14, 2023 by 5 p.m. Poster Presentation - Sept. 15, 2023 What is the difference between a mutual fund and an annuity? (1980-2008)B.S., Virginia Polytechnic Institute and State U.; M.S.,ibid. (1967-2005)B.S. (1988-2001)B.S., U. of Texas; M.S., Oklahoma State U.; Ph.D.,ibid. Roger L. Brooks, Ph.D., Professor of English. Founded in 1860, New York Medical College (NYMC), one of the nation's largest private health sciences universities, is the leading academic biomedical research university between New York City and the state capital of Albany, NY. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Username: Your username (up to 15 characters) can be a customer ID that you've chosen or your Social Security number (SSN). (TIAA) and College Retirement Equities Fund (CREF), New York, NY. (1960-1961, 1968-2014)B.A., Baylor U.; M.A.,ibid. (1979-1999)B.S. (1964-1997)B.S., U. of Arkansas; M.S., Kansas State U.; Ph.D.,ibid. ; Ph.D., Texas Womans U. Susan K. Johnson, Ph.D., Professor of Educational Psychology. Owning mutual funds can reduce risk through diversification and professional management, and allow you to potentially invest in a broad range of asset classes U.S. and non-U.S. stocks, bonds, and real estate with smaller amounts of assets. Harry Elzinga, Ph.D., Professor of Musicology. ; M.Div. Each year UTHealth, The University of Texas MD Anderson Cancer Center, University of Houston - College of Medicine, UTMB-Galveston, and Baylor College of Medicine holds a one-day symposium. By owning a combination of funds with different investment characteristics, you may be able to offset the poor performance of one asset class with another that is benefiting from an upward trend. (1986-2011)B.S., Texas Woman's U.; M.Ed., Sam Houston State U.; Ph.D., Texas Woman's U. Charles S. Madden, Ph.D., Professor of Marketing. How do I find an online Notary? (1971-2020)B.B.A., Baylor U.; M.B.A., ibid. Stuart Rosenbaum, Ph.D., Professor of Philosophy. Jeffrey S. Powers, M.M., Professor of Instrumental Studies. ; Ph.D., U. of Oklahoma. A set amount your beneficiary(ies) will receive from your retirement account if you die before taking income. Thomas Harrison, Jr., Ph.D., Professor of Accounting. You may also review your existing accounts and make transactions online by logging into your secure account. ; Ph.D., U. of Kansas. You can opt for extra features, like loan services. ; Ph.D., ibid. No, there is no tax advantage to owning variable annuities or mutual funds in your TIAA-funded retirement plan. There are several technology companies that offer end-to-end notarization systems. You can choose to receive income for a set period of two to 30 years, depending on the terms of our contract and your plan's rules (and not to exceed your life expectancy). ; Ph.D., U. of Michigan. ; Ph.D., U. of Georgia. Kris K. Moore, Ph.D., Professor of Statistics and Quantitative Business Analysis. (1970-2005)A.B., Washington U.; B.D., Eden Theological Seminary; M.A., State U. of New York; Ph.D., Cornell U. John C. Flynn, Ph.D., Professor of Psychology and Neuroscience. (2004-2017)B.A., Newcomb College of Tulane U.; M.A., U. of Kansas; Ph.D., U. of Virginia. After enrolling, you'll receive a TIAA Welcome Kit and a Legal Package including your contract and contract number. (1978-2002)B.S., Indiana U.; M.B.A.,ibid. Your financial well-being is TIAA's top priority and we are committed to helping you make informed decisions. (1968-1989)B.A., Baylor U.; M.S.Ed.,ibid. (1968-2011)B.S., Tennessee Technological U.; M.S., Auburn U.; Ph.D.,ibid.Jim Ellor, Professor of Social Work. Mark Anderson, M.F.A., Professor of Art and Art History. (1988-2009)B.S.E.E., Texas Tech U.; M.S.E.E., Southern Methodist U.; Ph.D.,ibid. Now is a great time to understand what is offered - think about taking advantage of any opportunities to save and invest for the future. (1990-2001)B.A., Baylor U.; M.A.,ibid. The value of a variable annuity is subject to market fluctuations and investment risk so that, if withdrawn, it may be worth more or less than its original cost. You can also contact us online. ; Ph.D., Texas Tech U. Philip A. Martin, M.A., Associate Professor of German. (1982-2017)B.A., Iowa State U.; J.D., U. of Michigan. If you're already enrolled, log in to your secure account from the login button at the top of the home page of this site. Charlene S. Budd, Ph.D., Professor of Accounting. L. Kent Gilbreath, Ph.D., Professor of Economics. Southern Baptist Theological Seminary; Ph.D.,ibid. Texas Tech U. (1986-2000)B.A., Baylor U.; J.D.,ibid. Supporting professional development, academic progression and career advancement of Baylor College of Medicine faculty members through their faculty life cycle; Enhancing faculty effectiveness as educators, clinicians, investigators, administrators and leaders; Partnering with the departments, College leaders and the Faculty Senate. (2010-2020)B.S., Louisiana State U.; M.S., Purdue U.; Ph.D., U. of North Carolina, Greensboro. The providers above are independent entities and are not legally affiliated. For employer-sponsored retirement plans, your required beginning date is April 1 of the year following the calendar year in which you reach your RMD Applicable Age or retire from the plan sponsor, if later. . Robert Darden, Journalism, Professor of Journalism, Public Relations and New Media (1999-2022)B.A., Baylor U.; M.A., U. of North Texas. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917, Press Alt plus Down Arrow to view menu options. Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employers retirement plan. Mary Ruth Smith, Ph.D., Professor of Art and Art History. Thanks to compounding, any earnings on your investments gets reinvested and can potentially earn even more money, and so on. (1989-2004)B.F.A., Drake U.; M.A., U. of Iowa; Ph.D., U. of Texas. (1981-1997)B.A., Baylor U.; M.A., Southern Methodist U.; Ph.D., Texas Womans U. Phyllis S. Karns, Ph.D., Professor of Nursing. W. Keith Hartberg, Ph.D., Professor of Biology. ; Ed.D.,ibid. You may also review your existing accounts and make transactions online by logging into your secure account. G.W.K. ; Ph.D., ibid. Billie H. Nowlin, Ed.D., Professor of Home Economics. ; Ph.D., U. of Texas, Arlington. Stephen Heyde, Professor and Director of Orchestral Activities, The Mary Franks Thompson Professor of Orchestral Studies, and Conductor-in-Residence (1984-2021)B.M., Capital U.; M.M., Carnegie Mellon U. Thomas S. Hibbs, Ph.D., Dean Emeritus and Distinguished Professor of Ethics and Culture. 3. Before investing, consider the investment objectives, risks, charges, and expenses of the fund or annuity and its investment options. Your employer adopts an Emeriti Retiree Health Plan and By owning a combination of funds with different investment characteristics, you may be able to offset the poor performance of one asset class with another that is benefiting from an upward trend. A tax-free way to pay for other qualified out-of-pocket medical expenses - the Emeriti Reimbursement Benefit. BCM contributes a 8% base contribution to the Plan and employees automatically receive the base contribution once eligible. Patricia W. Cook, M.F.A., Professor of Theatre Arts. Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employers retirement plan. Check your investment mix. Janice M. McCullagh, Ph.D., Associate Professor of Art History and Senior Faculty Member of the Albritton Art Institute. (E.E. 15% increase in Pre-65 dependent coverage . One- or two-life annuity with guaranteed period, Qualified Domestic Relations Orders (QDRO), Sales charges, purchase, withdrawal and redemption fees for certain investments. If you make a withdrawal prior to age 59, you may be subject to a 10% penalty in addition to ordinary income tax. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. McCormick Theological Seminary; D. Works closely with Investigators across the college to evaluate SFIs for conflict of interest and ensure that all research disclosures are completed properly to comply with regulatory requirements. James Kennedy, Associate Professor of Religion (1986-2021)B.A., Palm Beach Atlantic College; M.Div., Southern Baptist Theological Seminary; M.Phil., Drew U.; Ph.D., ibid. The Office of Faculty Affairs & Faculty Development provides learning programs, conferences and other resources for Baylor faculty members. Investing in this manner does not ensure a profit or guarantee against loss in declining markets. Bill T. Adams, Ph.D., Professor of Physics. Take advantage of it. (2004-2020)B.A., Kent State U.; M.Div. How can I see my accounts and perform transactions online? Please consult your legal or tax advisor. William Hair, Associate Professor and Associate Dean and Director, Central University Libraries (1994-2021)B.S., U. of Tennessee; M.Div., Mid-America Baptist Theological Seminary; M.L.S., Vanderbilt U. D. Thomas Hanks, Jr., Ph.D., Professor of English and Master Teacher. Based on community levels of COVID-19, Baylor Medicine no longer requires masks while in our clinics. ; Ph.D., U. of Texas. Madalene R. Barnett, Ph.D., Professor of Communication Disorders. (1973-2011)B.A., Baylor U.; M.A.,ibid. William Bellinger, Professor of Hebrew Bible/Old Testament (1985-2021). ; Ph.D.,ibid. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. Request an appointment with an advisor today. (1981-2011)B.S.N., Northern Illinois U.; M.S.N., U. of Tennessee, Knoxville; Ph.D., U. of North Texas. ), Northwestern U.; Ph.D. (1975-2017)B.F.A., U. of Kansas; M.F.A., Indiana U. Robert B. Kruschwitz, Ph.D., Professor of Philosophy. (1972-2018)B.M., Florida State U.; M.M.E., George Peabody College; D.M, Florida State U. Dovalee Dorsett, Ph.D., Professor of Statistics and Quantitative Business Analysis. Consider contributing to annuities1 that offer growth opportunities while your're saving and monthly income thats guaranteed for life when you retire.
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